{"LatestModified":1697807529420,"Results":1,"Error":"","Data":{"cloudLogonContent":{"metadata":{"path":"/content-fragments/caas/lgn/cloud-logon/logonContent","variation":"master","AbsoluteVpath":"/retl/main/caas/LGN/WORKAREA/content/output/lgn/logonContent.json","TeamSite/Metadata/chunk_id":"cloudLogonContent","TeamSite/Metadata/page_id":"cloud-logon","LatestModifiedDate":"2023-08-08 17:25:51","TeamSite/LiveSite/Id":"kuj9mxcg"},"content":{"Content1":"Log in to Vanguard","Content2":"You must be logged on to continue.","Content3":"Username","Content4":"Password","Content5":"1. Temporary password","Content6":"2. New password","Content7":"3. Confirm new password","Content8":"Create a new password","Content9":"Cancel","Content10":"Continue","Content11":"Log in","Content12":"Close","Content13":"Forgot your username or password?","Content14":"Visit vanguard.com without logging in","Content15":"Set up online account access","Content16":"NEED HELP?","Content17":"We've streamlined the logon process.","Content18":"Learn more","Content19":"Are you sure you want to cancel?","Content20":"Click <strong>Yes</strong> to cancel the logon process, or <strong>No</strong> to continue logging on to your accounts.","Content21":"Answer your security question","Content22":"We don't recognize the computer you're using. Verify your user name, then answer the security question. If you don't recognize your user name or security question, cancel and try again.","Content23":"Security question","Content24":"In what CITY was your mother born? (Enter full name of CITY only)","Content25":"Answer","Content26":"Remember this device?","Content27":"Yes, I plan to log in from this device in the future.","Content28":"No, this is a public or shared device.","Content29":"poid","Content30":"Logon Stored Procedure Launcher","Content31":"We're experiencing technical difficulties","Content32":"Return to vanguard.com","Content33":"Institutional Investment Only account","Content34":"Brokerage services","Content35":"We apologize for the temporary inconvenience. For immediate help, ","Content36":"Employer-sponsored retirement plan account","Content37":"A specific Vanguard representative, call him or her during normal business hours.","Content38":"Variable annuity or fixed annuity","Content39":"Individual nonretirement or retirement account","Content40":"Give us a call","Content41":"To reset your security questions, you must:","Content42":"Logon to vanguard.com from a computer that is used frequently to access your Vanguard account.","Content43":"Once logged on enter new security questions and answers.","Content44":"That doesn't match what we have on file for your account.","Content45":"Having trouble logging in?","Content46":"We notice you've made several incorrect login attempts.  ","Content47":" For security purposes, please reset your password.","Content48":"Reset my password","Content49":"Your username or password is incorrect.","Content50":"You can try again or ","Content51":"recover your username or password","Content52":"Check your phone","Content53":"We sent a code to ","Content54":"Sent to","Content55":"Enter security code","Content56":"Waiting for a code?","Content57":"Send another code","Content58":"Enter a valid security code","Content59":"Message, data, and other rates may apply.","Content60":"Security code terms & conditions","Content61":"Primary number ","Content62":"Text","Content63":"Automated call","Content64":"Security codes can take up to 30 seconds to arrive depending on your carrier. If you still haven't received anything, tell us where and how to send a new one.","Content65":"We're not able to resend a security code at this time. You'll need to start over to receive a new code. Close this message by clicking <b>X</b> in the upper right corner. On the security code page, click <b>Cancel</b>. You can then enter your user name and password for a new code.","Content66":"Send a new code","Content67":"We are unable to validate your entry because your security code has expired. Please click Send a new code above.","Content68":"If you think you entered your security code incorrectly, please try again.","Content69":"If you need a new security code, click <b>Send a new code</b> above.","Content70":"Security Code Service Terms and Conditions ","Content71":"PLEASE READ CAREFULLY THE FOLLOWING SECURITY CODE SERVICE TERMS AND CONDITIONS OF USE (\"TERMS OF USE\") BEFORE SIGNING UP FOR THIS MESSAGE SERVICE AS OFFERED BY THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION, AND/OR THEIR AFFILIATES (COLLECTIVELY, \"VANGUARD,\" \"WE,\" OR \"US\") (THE \"SERVICE\"). THESE TERMS OF USE GOVERN THE SERVICE, INCLUDING ANY UPDATES OR CHANGES THAT WE MIGHT MAKE TO THE SERVICE FROM TIME TO TIME. NOTHING CONTAINED IN THESE TERMS OF USE IS INTENDED TO MODIFY OR AMEND ANY OTHER WRITTEN AGREEMENT, IF ANY, THAT MAY CURRENTLY BE IN EFFECT BETWEEN YOU AND VANGUARD WITH REGARD TO MATTERS OTHER THAN YOUR USE OF THE SERVICE. VANGUARD MAY PERIODICALLY MODIFY THESE TERMS OF USE, AND ANY SUCH MODIFICATIONS WILL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU AGREE TO COMPLY WITH THESE TERMS OF USE BY YOUR USE OF THE SERVICE.","Content72":"Vanguard is pleased to offer a message service to provide you with a one-time security code for you to use during log on (in addition to your user name and password) to verify your identity when accessing your accounts online. Please note that message method and frequency for the Service will vary depending upon the preferences that you select when you opt-in and how frequently you log into your accounts online.","Content73":"How do I sign up?","Content74":"You may sign up for the Service at any time by navigating to the Security profile section of Account maintenance or the My Profile section if you're accessing the Retirement Plans area of the site. The instructions will ask you to provide your phone number and agree to these Terms of Use. After you do so, Vanguard will send a validation code by the method you choose (text or automated call) to the phone number you provide. You will then need to enter that validation code to activate your subscription.","Content75":"We may add additional ways for you to sign up for the Service or Service features in the future. Please check back for updates.","Content76":"How will I receive the security code?","Content77":"You may elect to receive security codes via text message to a text-enabled mobile phone number or via automated call to a mobile or other phone number. You may change your contact method preference at any time by visiting the <b> Security code </b>section of the Account Maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site.","Content78":"When will I receive a security code?","Content79":"Please visit the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site to select or maintain your preference for when you will receive your security code. Specifically, Vanguard allows you to opt-in to this service and be prompted to enter a security code every time you log on to Vanguard or alternatively only when we do not recognize the device from which you are logging on. Your preference will determine whether you receive a security code when you log on to vanguard.com or our mobile applications.","Content80":"Each unique, one-time use security code will expire after 10 minutes. Each code will also expire after you use it to access vanguard.com or our mobile applications, if the web session is terminated, or if you generate a new security code. If the security code has expired, you can choose to generate a new code to the phone number on file for this Service, or a verified secondary number on file for this Service, if you've chosen to provide one, by clicking the \"Send another code\" link on the Security code entry page during log on or security code validation.","Content81":"When you click \"Send another code,\" you may elect to receive the security code to the primary or secondary (if any)phone number on file for the Service, by text message (if the selected phone number is text-enabled) or by automated voice call. That election will apply only to the new code then being requested and will not change your preference or automatically result in your receiving future security codes to the secondary phone number (if any).","Content82":"What charges apply?","Content83":"Vanguard does not have a separate charge for this Service; however, message, data, and other rates may apply from your mobile or other telephone carrier. Participation in the Service is subject to your carrier's standard messaging and other rates (no premium content). By providing your consent to participate in this Service, you approve any such charges from your mobile or other telephone carrier.","Content84":"What if I have questions or need help?","Content85":"Please contact Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188.","Content86":"What if I don't want to receive any more messages?","Content87":"For your security, texting STOP, CANCEL or any similar command from your mobile device will <b>not</b> end your enrollment in the Service. You can contact Vanguard and an associate can unsubscribe you from the Service. You may also return to the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site and choose to disable the Service. By enrolling in this Service, you agree that following any request to unsubscribe, you will receive one final text message from Vanguard confirming that you have been unsubscribed from the Service if your selected contact method at the time you unsubscribe is text message.","Content88":"What if I change carriers or phone numbers?","Content89":"If you change carriers but keep your same phone number, changes will not be required to your security code service. Your security codes will automatically be re-routed to your phone number through your new carrier. If you update your phone number, you should also update your Vanguard security code Service settings through the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site. Vanguard will send a validation code to the updated phone number you provide using the contact method you select. You will then need to enter that validation code in order to maintain your subscription.","Content90":"Additional Terms and Conditions","Content91":"You acknowledge, represent, and agree to the following:","Content92":"You are authorized to access the accounts and financial information that may be accessed or disseminated via the Service.","Content93":"All information you provide to us in connection with the Service is accurate, current, and complete, and you have the right to provide such information to us for the purpose of using the Service.","Content94":"Any phone number you provide to sign up for the Service is registered in your name, and you will not initiate messages or calls to the phone or other access device of any other person or entity.","Content95":"You will check your accounts frequently and promptly review all information that Vanguard sends you regarding your accounts, and you will contact Vanguard immediately if you become aware of any suspicious or unauthorized conduct concerning the Service or your accounts, or if you receive a security code text message or automated call that you did not initiate.","Content96":"You understand that use of the Service may involve the transmission of information to you that may be considered personal financial information. You consent to the transmission of such personal financial information by electronic means. You assume all risk for directing Vanguard to send text messages or automated calls to mobile or other phones or other access devices that may not utilize personalized security codes or encryption. You understand that you are solely responsible for minimizing security risks, for example, by keeping your phone or other access device under your physical control.","Content97":"Currently, the Service is available only to phone numbers domestic to the United States. If you travel to locations outside of the United States, your mobile carrier (if any) may not be able to deliver security code text messages or automated calls to your mobile phone number depending on the plan you have with your mobile carrier as well as your location.","Content98":"The Service is available on all of the U.S. and Canada mobile and other telephone carriers/carrier groups.","Content99":"The laws of the Commonwealth of Pennsylvania, United States of America, without regard to principles of conflict of laws, govern these Terms of Use and any dispute that might arise between you and Vanguard related to the Service. If you take legal action relating to these Terms of Use or the Service, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.","Content100":"Vanguard reserves the right to terminate this Service, in whole or in part, at any time for any reason without notice.","Content101":"Content published through the Service may contain references to marks, products, services, processes, technology, patented or copyrighted materials, or other forms of intellectual property to which either Vanguard or a third party owns the rights. However, no section of the present Terms of Use may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to any third party. In addition, no section of the present Terms of Use may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to Vanguard.","Content102":"YOUR USE OF THIS SERVICE IS PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SERVICE; (II) USE OF THE SERVICE; (III) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SERVICE; AND (IV) THE RESULTS OF THE USE OF THE SERVICE. FURTHER, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE OR THE SERVICE. EXCEPT AS PROVIDED BY LAW, NEITHER VANGUARD NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR THROUGH THE SERVICE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME. TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.","Content103":"ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SERVICE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, MOBILE SERVICE, TELEPHONE, OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD. NEITHER VANGUARD NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF VANGUARD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.","Content104":"You hereby agree to indemnify and hold harmless Vanguard and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and any third-party information providers and vendors upon demand from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, demanded of or incurred by such Vanguard parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) your improper use of the Service, (ii) your violation of these Terms of Use or of any applicable law, or (ii) the infringement, misappropriation, or violation by you, or other individual using your phone, password, computer, or other access device, of any intellectual property, privacy or other right of any person. You further agree that you will cooperate fully in the defense of any such claims. Vanguard reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of Vanguard.","Content105":"If you're logging on from a computer or device that we don't recognize and you're challenged with security questions, security codes, or security key, you must:","Content106":"Log on to vanguard.com from a computer or device that's recognized by Vanguard (usually one that is used frequently to access your accounts). Once logged on, ","Content107":"you may change your settings.","Content108":"Call us at 877-662-7447 to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content109":"If you're challenged with security codes or security key every time you log on to your accounts, you must:","Content110":"Contact Vanguard during normal business hours for assistance.","Content111":"Corrections needed","Content112":"Before continuing, correct the error in each identified field.","Content113":"OK","Content114":"Make a selection to continue.","Content115":"Enter a value.","Content116":"You have entered an incorrect password.","Content117":"You have entered an incorrect username.","Content118":"In order to view our site correctly, you must enable cookies in your browser settings.","Content119":"Your security key can't be used currently","Content120":"Please use Chrome, Firefox, Safari (version 13 or newer), or Microsoft Edge. If these are not available to you, log in with a security code below.","Content121":"We don't recognize this computer or device.","Content122":"Secondary number ","Content123":"Please enter the code we just sent to you. If you have questions, call us.","Content124":"Choose a security question","Content125":"Reenter your answer exactly as it's already been entered.","Content126":"(Enter an answer using 1-50 numbers and letters. Do not include multiple spaces or special characters such as : ,/.*.)","Content127":"Enter an answer using 1-50 numbers and letters. Do not include multiple spaces or special characters such as : ,/.*.","Content128":"This is a public device and/or I don't plan on using this device to access my accounts in the future.","Content129":"Note: In the future, if we don't recognize the computer you're using to log on, we'll ask you to answer one of your security questions so you can access your accounts.","Content130":"Set up your security questions","Content131":"First security question","Content132":"Second security question","Content133":"Third security question","Content134":"Enter your answer","Content135":"<strong>Reenter your answer</strong>","Content136":"Reenter your answer exactly as it's already been entered.","Content137":"Answer: ","Content138":"<h2>Review and submit</h2>","Content139":"If you need to make changes, you can go back and ","Content140":"Review and save your security answers","Content141":"edit your answers","Content142":"Save this device? ","Content143":"Unique and private information: ","Content144":"Formatted correctly: ","Content145":"Comfortable: ","Content146":"<strong>Be careful with people's names.</strong> When using a friend's name as an answer, make sure to use his or her familiar name. That is, if you call your friend \"Jimmy\", don't use \"James\" as your security answer.","Content147":"<strong>Be careful with quirky answers.</strong> Quirky or nonsensical answers could help you stay secure-if you're certain you'll remember them later.","Content148":"<strong>Don't use profanity.</strong>","Content149":"Before taking you to your accounts, we ask that you select and answer three security questions. You'll be asked to answer one of these questions if you log on from a computer or personal device that we don't recognize, or if you perform certain sensitive transactions.","Content150":"Set up your security questions","Content151":"You've successfully logged off","Content152":"We recommend that you close your browser window. Your browser may have retained a memory of the account information viewed during your session.","Content153":"What's next?","Content154":"STAY SAFE ONLINE","Content155":"Learn how Vanguard protects your accounts and how you can safely conduct business online.","Content156":"Temporary password issue","Content157":"Your temporary password has been recognized, but an error has occurred. Use the link below to continue to our logon page and reenter your user name and temporary password.","Content158":"Log in","Content159":"Update your password","Content160":"Check your answers and try again.","Content161":"You may not use your temporary password as your new password. Please enter a new password to continue.","Content162":"Enter a password that is between 6-20 characters, using at least 2 letters and 2 numbers. Do not include spaces. Your new password can't be the same as your old password.<br> You may use most special characters and a combination of uppercase and lowercase letters to help make your password stronger.","Content163":"Log in with your security key","Content164":"We're having trouble connecting with your key","Content165":"STEP 1","Content166":"STEP 2","Content167":"Insert the key into your computer's USB port.","Content168":"You have 2 minutes to tap the key and log in.","Content169":"If you don't have your security key, you can always ","Content170":"request a security code","Content171":"We don't recognize that security key.","Content172":"Your session has timed out.","Content173":"Try inserting your key and tapping again.","Content174":"Security key terms & conditions","Content175":"These Terms and Conditions set forth what you can expect from your use of a Key to access your Vanguard accounts, as well as your and Vanguard's related rights and obligations. As used in these Terms and Conditions, \"Key\" means a security key that supports FIDO U2F specifications and appears on Vanguard's compatibility list.","Content176":"Security Key Series (Yubico)","Content177":"YubiKey 4 Series","Content178":"YubiKey 5 Series (excludes YubiKey 5Ci)","Content179":"This list may be modified from time to time (including to remove a security key previously listed as compatible and/or to add a new security key) in Vanguard's sole discretion. A security key that does not support FIDO U2F specifications and appear on the compatibility list may not be used to access your Vanguard accounts. Please note that, including a security key on the compatibility list does not constitute any representation or warranty that the security key will work as intended in every circumstance or in your particular IT environment, that the security key you purchase will not have defects, or that the security key will be more secure than a security key that does not appear on the list.","Content180":"PLEASE READ CAREFULLY THE FOLLOWING SECURITY KEY SERVICE TERMS AND CONDITIONS (\"TERMS\") BEFORE SIGNING UP FOR THIS SECURITY KEY SERVICE AS OFFERED BY THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION, AND/OR THEIR AFFILIATES (COLLECTIVELY, \"VANGUARD,\" \"WE,\" OR \"US\") (THE \"SERVICE\"). THESE TERMS GOVERN THE SERVICE, INCLUDING ANY UPDATES OR CHANGES THAT WE MIGHT MAKE TO THE SERVICE FROM TIME TO TIME.  NOTHING CONTAINED IN THESE TERMS OF USE IS INTENDED TO MODIFY OR AMEND ANY OTHER WRITTEN AGREEMENT, IF ANY, THAT MAY CURRENTLY BE IN EFFECT BETWEEN YOU AND VANGUARD WITH REGARD TO MATTERS OTHER THAN YOUR USE OF THE SERVICE.  YOUR REGISTRATION FOR AND USE OF THE SERVICE CONSTITUTES YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT AGREE TO ANY ASPECT OF THESE TERMS, YOU MAY NOT USE THE SERVICE.","Content181":"Vanguard is pleased to offer the ability to use a Key to verify your identity when accessing your accounts online. Please note that use of the Key is intended to provide an additional layer of authentication that makes it more difficult for a third party to gain unauthorized access to your accounts, but use of the Key does not guarantee that such unauthorized access will not occur. Neither the Key nor any other security technology, policy, procedure or practice (or any combination thereof) is 100% effective. You agree that nothing in these Terms nor any written or oral statement by Vanguard (or any employee, representative or agent of Vanguard) shall be construed to be a representation, warranty or promise that your account, data or information will be secure.","Content182":"Vanguard may make modifications, deletions and/or additions to these Terms (\"Changes\") at any time. Changes will be effective: (i) thirty (30) days after Vanguard provides notice of the Changes, whether such notice is provided through the Vanguard website user interface, is sent to the e-mail address associated with your account or otherwise; or (ii) when you opt-in or otherwise expressly agree to the Changes or a new version of these Terms incorporating the Changes, whichever comes first. Without limiting the foregoing, Vanguard reserves the right to condition the availability of new features or functionality on agreement to additional terms applicable to such new features or functionality.","Content183":"How do Keys work?","Content184":"In order to access your Vanguard account, you must insert your registered Key into your computer's USB port and enter your user name and password. This is intended to provide an additional level of protection because you must physically have the Key in your possession and your Key uses encryption that will only work with a website that it is supposed to work with.","Content185":"How do I sign up?","Content186":"In order to use the Service, you are required to first sign up for our Security Code service. Your Security Code acts as a back-up method to accessing your accounts in the event you lose your Key or do not have it with you. After you sign up for the Security Code service, you may register your Key. You must have your Security Key available. Select \"Continue\" to begin a brief step-by-step process to register your Key. Please note that you may need to first verify your identity using a security code.","Content187":"We may add additional ways for you to sign up for the Service or Service features in the future. Please check back for updates.","Content188":"What charges apply?","Content189":"Vanguard does not have a separate charge for this Service. However, if you choose to use the Service, then you must purchase a key that supports FIDO U2F specifications and appears on Vanguard's compatibility list.","Content190":"What if I have questions or need help?","Content191":"Please contact Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188.","Content192":"What if I want to disconnect my Key from my Vanguard account(s)?","Content193":"You may disconnect your Key from your Vanguard account(s) by contacting Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188. Using your security code, you may also disconnect your Key by visiting the security key maintenance area at vanguard.com and selecting \"Delete key.\"","Content194":"What if my Key is lost or stolen?","Content195":"If your Key is lost or stolen, then please promptly contact Vanguard, so that we can disconnect that Key from your Vanguard account(s). For personal investors, call 877-662-7447. For employer-sponsored plan participants, call 800-523-1188. Using your security code for authentication, you may also disconnect your Key by visiting the security key maintenance area at vanguard.com and selecting \"Delete key.\"","Content196":"Additional Terms and Conditions","Content197":"You acknowledge, represent, and agree to the following:","Content198":"Your Vanguard account(s)","Content199":"You are authorized to access the account(s) and financial information that may be accessed or disseminated via the Service.","Content200":"You will check your account(s) frequently and promptly review all information that Vanguard sends you regarding your account(s), and you will contact Vanguard immediately if you become aware of any suspicious or unauthorized conduct concerning the Service or your account(s).","Content201":"Your Information","Content202":"All information you provide to us in connection with the Service is accurate, current, and complete, and you have the right to provide such information to us for the purpose of using the Service.","Content203":"You understand that use of the Service may involve the transmission of information to you that may be considered personal financial information. You consent to the transmission of such personal financial information by electronic means.","Content204":"Your Key","Content205":"You are responsible for purchasing a Key that is compatible with the Service. You acknowledge that Vanguard does not design, manufacture or sell Keys and shall not be liable for any defect or deficiency of any kind with respect thereto, including without limitation any security defect. Any problems with the functioning or security of your Key should be addressed to the manufacturer. You assume all risk for the use of, or any inability to use, your Key. You understand that you are solely responsible for minimizing security risks, for example, by keeping your Key under your physical control. By way of further example, you should not share your credentials (user name and password) with anyone.","Content206":"Use of the Key requires you to have compatible hardware and software, including use of a compatible web browser to access your accounts. However, even if your system meets these requirements, aspects of your particular computing environment (such as, without limitation, installation and configuration of firewall and other security software) may adversely impact your ability to use your Key to access your Vanguard accounts.  You acknowledge that Vanguard has no obligation or liability with respect to any such adverse impact, including without limitation any obligation to provide technical support.","Content207":"Applicable Laws, Venue and Personal Jurisdiction","Content208":"Your Key is subject to all applicable import and export laws. You are solely responsible for complying with all applicable laws in connection with your Key, including export control laws which may restrict you from taking your Key with you into certain countries.","Content209":"The laws of the Commonwealth of Pennsylvania, United States of America, without regard to principles of conflict of laws, govern these Terms and any dispute that might arise between you and Vanguard related to the Service. If you take legal action relating to these Terms or the Service, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.","Content210":"Termination","Content211":"Vanguard reserves the right to terminate this Service, in whole or in part, at any time for any reason without notice.","Content212":"Intellectual Property","Content213":"Content published through the Service may contain references to marks, products, services, processes, technology, patented or copyrighted materials, or other forms of intellectual property to which either Vanguard or a third-party owns the rights. However, no section of the present Terms may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to any third-party. In addition, no section of the present Terms may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to Vanguard.","Content214":"Warranty Disclaimer","Content215":"YOUR USE OF THIS SERVICE IS PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SERVICE; (II) USE OF THE SERVICE; (III) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SERVICE; AND (IV) THE RESULTS OF THE USE OF THE SERVICE. FURTHER, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE OR THE SERVICE. EXCEPT AS PROVIDED BY LAW, NEITHER VANGUARD NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR THROUGH THE SERVICE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.","Content216":"Liability and Indemnity","Content217":"YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, KEY OR OTHER EQUIPMENT, LOSS OF DATA OR UNAUTHORIZED ACCESS TO DATA THAT RESULTS FROM USE OF YOUR KEY, AS WELL AS FOR LOSS OR DAMAGE OF ANY KIND RESULTING FROM YOUR KEY BEING LOST OR STOLEN. NEITHER VANGUARD NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SERVICE, EVEN IF VANGUARD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES SHALL VANGUARD OR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS OR VENDORS BE LIABLE TO YOU IN CONNECTION WITH USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SERVICE, IN EXCESS OF FIFTY U.S. DOLLARS IN THE AGGREGATE.  SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.","Content218":"You hereby agree to indemnify and hold harmless Vanguard and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and any third-party information providers and vendors upon demand from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, demanded of or incurred by such Vanguard parties in connection with any claim by a third-party (including any intellectual property claim) arising out of (i) your improper use of the Service, (ii) your violation of these Terms or of any applicable law, or (iii) the infringement, misappropriation, or violation by you, or other individual using your Key, password, computer, or other access device, of any intellectual property, privacy or other right of any person. You further agree that you will cooperate fully in the defense of any such claims. Vanguard reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of Vanguard.","Content219":"View a list of supported web browsers","Content220":"Web browsers that support security keys","Content221":"Google Chrome version 41 or newer","Content222":"We don't recognize the device you're using to access your account. Please answer this security question to enable the submit button.","Content223":"Please enter a response.","Content224":"Vanguard passwords are between 6-20 characters and contain at least 2 numbers, 2 letters, and zero spaces.","Content225":"Insert key","Content226":"Tap key","Content227":"Enter the most recent code below. For help, call 877‑662‑7447 M-F, 8 a.m. to 8 p.m., ET.","Content228":"request a new code.","Content229":"Next","Content230":"Reminder: Answers are not case-sensitive.","Content231":"CONTACT NAME","Content232":"If you're a retail client and you know your account type, try one of these numbers.","Content233":"If you're an institutional client, one of these numbers may help.","Content234":"M-F<br>9 a.m. to 5 p.m. ET","Content235":" Your account may have been migrated to our new site","Content236":"Vanguard","Content237":"800-950-0053","Content238":"Yes","Content239":"No","Content240":"Ensure your security questions are:","Content241":"Some helpful tips:","Content242":"Review answers","Content243":"All Vanguard passwords must contain at least:","Content244":"Temporary password","Content245":"New password","Content246":"Confirm new password","Content247":"Question: ","Content248":"Save","Content249":"Your new password entries don't match","Content250":"Register your account","Content251":"To finish logging in, you'll need to","Content252":" re-enroll in online account access","Content253":"Because you previously requested to restrict access to only recognized devices, we're unable to log you in at this time. Try again from a different device.","Content254":"For security purposes, we recommend closing your browser window.","Content255":"Log in to vanguard.com","Content256":"Your session has expired","Content257":"You can always","Content258":"log back in.","Content259":"Security Question 1","Content260":"Security Question 2","Content261":"Security Question 3","Content262":"This password doesn't meet our security standards. Check our guidelines and try again.","Content263":"Passwords don't match.","Content264":"Try again or ","Content265":"Please ","Content266":"refresh the page ","Content267":"to try again.","Content268":"Please","Content269":"COVID-19 alerts and mail service interruptions","Content270":"Due to COVID-19, the United States Postal Service and other carriers have temporarily suspended mail service to various international jurisdictions. Vanguard is currently unable to deliver certain account or holdings-related communications to those jurisdictions. You can sign up for electronic delivery of mail communications after you ","Content271":"log in.","Content272":".","Content273":"","Content274":"AVAILABLE HOURS","Content275":"CONTACT NUMBER","Content276":"Vanguard Client Services","Content277":"M-F<br>8 a.m. to 8 p.m. ET","Content278":"877-662-7447","Content279":"Vanguard Brokerage Services","Content280":"M-F<br>8 a.m. to 8 p.m. ET","Content281":"800-992-8327","Content282":"Vanguard Annuity &<br>Insurance Services","Content283":"M-F<br>8 a.m. to 8 p.m. ET","Content284":"800-992-8327","Content285":"Vanguard Participant Services","Content286":"M-F<br>8:30 a.m. to 8 p.m. ET","Content287":"800-523-1188","Content288":"here","Content289":"For your security, we are running a few additional checks behind the scenes. This can take up to 30 seconds, and you may need to enter your credentials again. Thank you for your patience.","Content290":"Do not refresh this page","Content291":"","Content292":"","Content293":"","Content294":"","Content295":"","Content296":"","Content297":"","Content298":"","Content299":"","Content300":"","Content301":"","Content302":"","Content303":"","Content304":"request a security code","Content305":"to finish logging in.","Content306":"VMC Statement of Financial Condition-unaudited (June 30, 2021)","Content307":"VMC Statement of Financial Condition-audited (December 31, 2020)","Content308":"Firefox version 67 or newer","Content309":"Microsoft Edge version 79 or newer","Content310":"Although it may be unintentional, Vanguard does not accept answers that could be construed as offensive or inappropriate.","Content311":"We're sorry, you can't request any more security codes.","Content312":"Enter the most recent code sent to ","Content313":"Your password change was successful.","Content314":"Head back to vanguard.com to log in with your new password.","Content315":"Return to login","Content316":"Let's verify it's you","Content317":"We need to verify your identity before you can access your account.","Content318":"Vanguard app","Content319":"Open your app to approve this activity on your mobile device","Content320":"Send me a code instead","Content321":"Security code","Content322":"We'll text or call you with a security code.","Content323":"Login stopped","Content324":"This login request wasn't approved.","Content325":"If this was a mistake, you can try again and choose a<br>different verification method.","Content326":"Open your Vanguard app","Content327":"We'll automatically take you to your accounts once you've</br> confirmed this login attempt.","Content328":"Try again","Content329":"Enter username and password to enable the submit button.","Content330":"Enter the security code to enable the next button.","Content331":"Enter both temporary and new passwords to enable the next button.","Content332":"contact Vanguard support.","Content333":"https://support.vanguard.com/","Content334":"Security keys cannot be used with this browser","Content335":"Please use Google Chrome (version 41 or newer) or Firefox (version 67 or newer) to log in with your security key. If these are not available to you,","Content336":"log on with a security code","Content337":"Six-digit security code (required)","Content338":"Verify","Content339":"Remember this device? (required)","Content340":"Primary phone","Content341":"Secondary phone","Content342":"Submit","Content343":"Please select a response","Content344":"Question","Content345":"8 characters","Content346":"1 uppercase and 1 lowercase letter","Content347":" 2 numbers","Content348":"Your password can't contain spaces.","Content349":"Loading...","Content350":"Hide","Content351":"Show","Content352":". Your code expires in 10 minutes.","Content353":"Change phone","Content354":"Check your recovery phone","Content355":"New code sent","Content356":"Sending...","Content357":" below. For help, call (877) 662-7447. For TTY/TDD, call (800) 749-7273. We're available M-F, 8 AM to 8 PM, ET.","Content358":"Let's upgrade you","Content359":"We're enhancing your account security with FIDO2 specifications. All existing keys need to register with the upgraded service or deactivate by <b>September 20th</b>. It only takes a minute to enroll your key(s) now to maintain your account access.","Content360":"Upgrade now","Content361":"Remind me later","Content362":"We now offer enhanced account security with FIDO2. We contacted you to enroll your security key(s) with the new system but must have missed you.","Content363":"Action required for your security key","Content364":"We now offer enhanced account security with FIDO2. To continue using your security key(s), you need to enroll the key(s) with the new system.","Content365":"Enroll now","Content366":"Before you enroll your security key, let's confirm it's you. ","Content367":"I've lost my key","Content368":"Welcome back!","Content369":"Don't get locked out of your account.","Content370":"Your primary phone number might change if your phone is lost, stolen, or broken.","Content371":"Adding a recovery number - a secondary number where you can receive security codes - can help prevent you from getting locked out of your account, even if you lose access to your primary number.","Content372":"A recovery phone could be another cell phone or a landline if you have one. It must be readily accessible to you if you lose access to your primary phone.","Content373":"Add recovery phone","Content374":"Go to my account","Content375":"Yes, skip security codes when you recognize me.","Content376":"No, prompt me with security codes every time I log in.","Content377":"Please note there are a multitude of factors that contribute to your recognition, including but not limited to device, browser, and location.","Content378":"Remember me? (required)","Content379":"Browser didn't pop up automatically?","Content380":"Relaunch.","Content381":"We don't recognize the device you're using to access your account. Please answer this security question to finishing logging in.","Content382":"Please note: Answers are not case-sensitive. All fields are required.","Content383":"Yes, skip security questions when you recognize me.","Content384":"No, prompt me with security questions every time I log in.","Content385":"Remember me?","Content386":"Which number should we send your code to?","Content387":"We are going to send a one-time security code to your phone. Choose the number easiest for you to access.","Content388":"Why am I receiving a security code?","Content389":"There are two reasons you can receive security codes:","Content390":"We noticed something different about this login that requires additional verification, or","Content391":"You've asked us to secure your account with codes each time you log in.","Content392":"Once you are logged in, you can update your phone numbers and security code settings in your <strong>Profile & Account Settings.</strong>","Content393":"How would you like to receive your code?","Content394":"Back","Content395":"Text","Content396":"Call","Content397":"We are going to send you a temporary code for security.","Content398":"We sent a code to ","Content399":". Your code expires in 10 minutes.","Content400":" Code delivery times may vary by carrier. If you still haven't received your code in 1-2 minutes, resend a code below.","Content401":"We are calling ","Content402":" to tell you the code by voice message","Content403":"Get ready for a phone call with a one-time security code","Content404":"Call ","Content405":" now","Content406":"How would you like to receive your one-time code?","Content407":"Get ready for a text message with a one-time security code","Content408":"Text ","Content409":"You can't request any more security codes.","Content410":"Select, \"Yes, it's me\" on the login request to verify.","Content411":"I don't see this in my app","Content412":"No, prompt me every time I log in.","Content413":"Yes, skip mobile app verification when you recognize me.","Content414":"We need to verify it's you","Content415":"Choose how you want to authenticate.","Content416":"What's this?","Content417":"We want to offer you the authentication option that works best for you. We recommend using our more secure option, the mobile app, to authenticate. The app uses biometrics (facial or thumbprint recognition) to confirm your identity. It's simple and uniquely you!","Content418":"New","Content419":"Verify with the app","Content420":"(Recommended)","Content421":"Verify with a code","Content422":"Let's try a code instead","Content423":"Select <b>continue</b> to verify your identity with a one-time security code. We will send the code to ","Content424":"Choose a device","Content425":"We recognize that you have our app on multiple devices. Which of these would you like to authenticate on?","Content426":"Last used:","Content427":"Yes, skip mobile app verification when you recognize me.","Content428":"Close your browser windows.","Content429":"To log in, close out all Vanguard browser tabs and windows and try again.","Content430":"We don't recognize this computer or device.","Content431":"Log in to your retirement plan","Content432":"Log in to the Personal Investor site","Content433":"Not yet enrolled in a plan? ","Content434":"Enroll now","Content435":"If you have a username and password for another Vanguard account, use that to log in to your retirement plan.","Content436":"Not a personal investor? ","Content437":"Find your login page","Content438":"Your answer can’t be the same for multiple questions","Content439":"Your answer can't include any part of your username or password","Content440":"Reset your password","Content441":"For your ongoing protection, we regularly run security checks on your account. In an abundance of caution, we are requiring you to reset your password before logging in.","Content448":" For individuals with speech or hearing limitations, please utilize relay service, video relay service, and/or 711 to call us.","Content449":"Call us at 877-662-7447 to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content450":" 1 special character","Content451":"For security purposes, we recommend you close your app and try again.","Content452":"Our website is undergoing maintenance","Content453":"We appreciate your patience while our website undergoes scheduled maintenance and is temporarily unavailable.","Content454":"Close your app and visit investor.vanguard.com to set up online access.","Content455":"Call us at","Content456":" to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content457":"Your answers should be information that only you know and can’t be found on the internet or social media. In fact, your answers don’t even need to be true, as long as you remember them.","Content458":"Choose questions you are comfortable answering over the phone when you call us.","Content459":"Avoid special characters, double spaces, and any part of your username or password. And don’t worry, your answers are not case-sensitive.","Content460":"We noticed you haven’t created a username or password yet. No problem, we’re taking you to set up online access to your account now."}}},"default":{"LatestModified":1697807529420,"Results":1,"Error":"","Data":{"cloudLogonContent":{"metadata":{"path":"/content-fragments/caas/lgn/cloud-logon/logonContent","variation":"master","AbsoluteVpath":"/retl/main/caas/LGN/WORKAREA/content/output/lgn/logonContent.json","TeamSite/Metadata/chunk_id":"cloudLogonContent","TeamSite/Metadata/page_id":"cloud-logon","LatestModifiedDate":"2023-08-08 17:25:51","TeamSite/LiveSite/Id":"kuj9mxcg"},"content":{"Content1":"Log in to Vanguard","Content2":"You must be logged on to continue.","Content3":"Username","Content4":"Password","Content5":"1. Temporary password","Content6":"2. New password","Content7":"3. Confirm new password","Content8":"Create a new password","Content9":"Cancel","Content10":"Continue","Content11":"Log in","Content12":"Close","Content13":"Forgot your username or password?","Content14":"Visit vanguard.com without logging in","Content15":"Set up online account access","Content16":"NEED HELP?","Content17":"We've streamlined the logon process.","Content18":"Learn more","Content19":"Are you sure you want to cancel?","Content20":"Click <strong>Yes</strong> to cancel the logon process, or <strong>No</strong> to continue logging on to your accounts.","Content21":"Answer your security question","Content22":"We don't recognize the computer you're using. Verify your user name, then answer the security question. If you don't recognize your user name or security question, cancel and try again.","Content23":"Security question","Content24":"In what CITY was your mother born? (Enter full name of CITY only)","Content25":"Answer","Content26":"Remember this device?","Content27":"Yes, I plan to log in from this device in the future.","Content28":"No, this is a public or shared device.","Content29":"poid","Content30":"Logon Stored Procedure Launcher","Content31":"We're experiencing technical difficulties","Content32":"Return to vanguard.com","Content33":"Institutional Investment Only account","Content34":"Brokerage services","Content35":"We apologize for the temporary inconvenience. For immediate help, ","Content36":"Employer-sponsored retirement plan account","Content37":"A specific Vanguard representative, call him or her during normal business hours.","Content38":"Variable annuity or fixed annuity","Content39":"Individual nonretirement or retirement account","Content40":"Give us a call","Content41":"To reset your security questions, you must:","Content42":"Logon to vanguard.com from a computer that is used frequently to access your Vanguard account.","Content43":"Once logged on enter new security questions and answers.","Content44":"That doesn't match what we have on file for your account.","Content45":"Having trouble logging in?","Content46":"We notice you've made several incorrect login attempts.  ","Content47":" For security purposes, please reset your password.","Content48":"Reset my password","Content49":"Your username or password is incorrect.","Content50":"You can try again or ","Content51":"recover your username or password","Content52":"Check your phone","Content53":"We sent a code to ","Content54":"Sent to","Content55":"Enter security code","Content56":"Waiting for a code?","Content57":"Send another code","Content58":"Enter a valid security code","Content59":"Message, data, and other rates may apply.","Content60":"Security code terms & conditions","Content61":"Primary number ","Content62":"Text","Content63":"Automated call","Content64":"Security codes can take up to 30 seconds to arrive depending on your carrier. If you still haven't received anything, tell us where and how to send a new one.","Content65":"We're not able to resend a security code at this time. You'll need to start over to receive a new code. Close this message by clicking <b>X</b> in the upper right corner. On the security code page, click <b>Cancel</b>. You can then enter your user name and password for a new code.","Content66":"Send a new code","Content67":"We are unable to validate your entry because your security code has expired. Please click Send a new code above.","Content68":"If you think you entered your security code incorrectly, please try again.","Content69":"If you need a new security code, click <b>Send a new code</b> above.","Content70":"Security Code Service Terms and Conditions ","Content71":"PLEASE READ CAREFULLY THE FOLLOWING SECURITY CODE SERVICE TERMS AND CONDITIONS OF USE (\"TERMS OF USE\") BEFORE SIGNING UP FOR THIS MESSAGE SERVICE AS OFFERED BY THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION, AND/OR THEIR AFFILIATES (COLLECTIVELY, \"VANGUARD,\" \"WE,\" OR \"US\") (THE \"SERVICE\"). THESE TERMS OF USE GOVERN THE SERVICE, INCLUDING ANY UPDATES OR CHANGES THAT WE MIGHT MAKE TO THE SERVICE FROM TIME TO TIME. NOTHING CONTAINED IN THESE TERMS OF USE IS INTENDED TO MODIFY OR AMEND ANY OTHER WRITTEN AGREEMENT, IF ANY, THAT MAY CURRENTLY BE IN EFFECT BETWEEN YOU AND VANGUARD WITH REGARD TO MATTERS OTHER THAN YOUR USE OF THE SERVICE. VANGUARD MAY PERIODICALLY MODIFY THESE TERMS OF USE, AND ANY SUCH MODIFICATIONS WILL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU AGREE TO COMPLY WITH THESE TERMS OF USE BY YOUR USE OF THE SERVICE.","Content72":"Vanguard is pleased to offer a message service to provide you with a one-time security code for you to use during log on (in addition to your user name and password) to verify your identity when accessing your accounts online. Please note that message method and frequency for the Service will vary depending upon the preferences that you select when you opt-in and how frequently you log into your accounts online.","Content73":"How do I sign up?","Content74":"You may sign up for the Service at any time by navigating to the Security profile section of Account maintenance or the My Profile section if you're accessing the Retirement Plans area of the site. The instructions will ask you to provide your phone number and agree to these Terms of Use. After you do so, Vanguard will send a validation code by the method you choose (text or automated call) to the phone number you provide. You will then need to enter that validation code to activate your subscription.","Content75":"We may add additional ways for you to sign up for the Service or Service features in the future. Please check back for updates.","Content76":"How will I receive the security code?","Content77":"You may elect to receive security codes via text message to a text-enabled mobile phone number or via automated call to a mobile or other phone number. You may change your contact method preference at any time by visiting the <b> Security code </b>section of the Account Maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site.","Content78":"When will I receive a security code?","Content79":"Please visit the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site to select or maintain your preference for when you will receive your security code. Specifically, Vanguard allows you to opt-in to this service and be prompted to enter a security code every time you log on to Vanguard or alternatively only when we do not recognize the device from which you are logging on. Your preference will determine whether you receive a security code when you log on to vanguard.com or our mobile applications.","Content80":"Each unique, one-time use security code will expire after 10 minutes. Each code will also expire after you use it to access vanguard.com or our mobile applications, if the web session is terminated, or if you generate a new security code. If the security code has expired, you can choose to generate a new code to the phone number on file for this Service, or a verified secondary number on file for this Service, if you've chosen to provide one, by clicking the \"Send another code\" link on the Security code entry page during log on or security code validation.","Content81":"When you click \"Send another code,\" you may elect to receive the security code to the primary or secondary (if any)phone number on file for the Service, by text message (if the selected phone number is text-enabled) or by automated voice call. That election will apply only to the new code then being requested and will not change your preference or automatically result in your receiving future security codes to the secondary phone number (if any).","Content82":"What charges apply?","Content83":"Vanguard does not have a separate charge for this Service; however, message, data, and other rates may apply from your mobile or other telephone carrier. Participation in the Service is subject to your carrier's standard messaging and other rates (no premium content). By providing your consent to participate in this Service, you approve any such charges from your mobile or other telephone carrier.","Content84":"What if I have questions or need help?","Content85":"Please contact Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188.","Content86":"What if I don't want to receive any more messages?","Content87":"For your security, texting STOP, CANCEL or any similar command from your mobile device will <b>not</b> end your enrollment in the Service. You can contact Vanguard and an associate can unsubscribe you from the Service. You may also return to the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site and choose to disable the Service. By enrolling in this Service, you agree that following any request to unsubscribe, you will receive one final text message from Vanguard confirming that you have been unsubscribed from the Service if your selected contact method at the time you unsubscribe is text message.","Content88":"What if I change carriers or phone numbers?","Content89":"If you change carriers but keep your same phone number, changes will not be required to your security code service. Your security codes will automatically be re-routed to your phone number through your new carrier. If you update your phone number, you should also update your Vanguard security code Service settings through the Security code section of the Account maintenance area or the My Profile section if you're accessing the Retirement Plans area of the site. Vanguard will send a validation code to the updated phone number you provide using the contact method you select. You will then need to enter that validation code in order to maintain your subscription.","Content90":"Additional Terms and Conditions","Content91":"You acknowledge, represent, and agree to the following:","Content92":"You are authorized to access the accounts and financial information that may be accessed or disseminated via the Service.","Content93":"All information you provide to us in connection with the Service is accurate, current, and complete, and you have the right to provide such information to us for the purpose of using the Service.","Content94":"Any phone number you provide to sign up for the Service is registered in your name, and you will not initiate messages or calls to the phone or other access device of any other person or entity.","Content95":"You will check your accounts frequently and promptly review all information that Vanguard sends you regarding your accounts, and you will contact Vanguard immediately if you become aware of any suspicious or unauthorized conduct concerning the Service or your accounts, or if you receive a security code text message or automated call that you did not initiate.","Content96":"You understand that use of the Service may involve the transmission of information to you that may be considered personal financial information. You consent to the transmission of such personal financial information by electronic means. You assume all risk for directing Vanguard to send text messages or automated calls to mobile or other phones or other access devices that may not utilize personalized security codes or encryption. You understand that you are solely responsible for minimizing security risks, for example, by keeping your phone or other access device under your physical control.","Content97":"Currently, the Service is available only to phone numbers domestic to the United States. If you travel to locations outside of the United States, your mobile carrier (if any) may not be able to deliver security code text messages or automated calls to your mobile phone number depending on the plan you have with your mobile carrier as well as your location.","Content98":"The Service is available on all of the U.S. and Canada mobile and other telephone carriers/carrier groups.","Content99":"The laws of the Commonwealth of Pennsylvania, United States of America, without regard to principles of conflict of laws, govern these Terms of Use and any dispute that might arise between you and Vanguard related to the Service. If you take legal action relating to these Terms of Use or the Service, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.","Content100":"Vanguard reserves the right to terminate this Service, in whole or in part, at any time for any reason without notice.","Content101":"Content published through the Service may contain references to marks, products, services, processes, technology, patented or copyrighted materials, or other forms of intellectual property to which either Vanguard or a third party owns the rights. However, no section of the present Terms of Use may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to any third party. In addition, no section of the present Terms of Use may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to Vanguard.","Content102":"YOUR USE OF THIS SERVICE IS PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SERVICE; (II) USE OF THE SERVICE; (III) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SERVICE; AND (IV) THE RESULTS OF THE USE OF THE SERVICE. FURTHER, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE OR THE SERVICE. EXCEPT AS PROVIDED BY LAW, NEITHER VANGUARD NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR THROUGH THE SERVICE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME. TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.","Content103":"ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SERVICE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, MOBILE SERVICE, TELEPHONE, OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD. NEITHER VANGUARD NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF VANGUARD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.","Content104":"You hereby agree to indemnify and hold harmless Vanguard and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and any third-party information providers and vendors upon demand from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, demanded of or incurred by such Vanguard parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) your improper use of the Service, (ii) your violation of these Terms of Use or of any applicable law, or (ii) the infringement, misappropriation, or violation by you, or other individual using your phone, password, computer, or other access device, of any intellectual property, privacy or other right of any person. You further agree that you will cooperate fully in the defense of any such claims. Vanguard reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of Vanguard.","Content105":"If you're logging on from a computer or device that we don't recognize and you're challenged with security questions, security codes, or security key, you must:","Content106":"Log on to vanguard.com from a computer or device that's recognized by Vanguard (usually one that is used frequently to access your accounts). Once logged on, ","Content107":"you may change your settings.","Content108":"Call us at 877-662-7447 to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content109":"If you're challenged with security codes or security key every time you log on to your accounts, you must:","Content110":"Contact Vanguard during normal business hours for assistance.","Content111":"Corrections needed","Content112":"Before continuing, correct the error in each identified field.","Content113":"OK","Content114":"Make a selection to continue.","Content115":"Enter a value.","Content116":"You have entered an incorrect password.","Content117":"You have entered an incorrect username.","Content118":"In order to view our site correctly, you must enable cookies in your browser settings.","Content119":"Your security key can't be used currently","Content120":"Please use Chrome, Firefox, Safari (version 13 or newer), or Microsoft Edge. If these are not available to you, log in with a security code below.","Content121":"We don't recognize this computer or device.","Content122":"Secondary number ","Content123":"Please enter the code we just sent to you. If you have questions, call us.","Content124":"Choose a security question","Content125":"Reenter your answer exactly as it's already been entered.","Content126":"(Enter an answer using 1-50 numbers and letters. Do not include multiple spaces or special characters such as : ,/.*.)","Content127":"Enter an answer using 1-50 numbers and letters. Do not include multiple spaces or special characters such as : ,/.*.","Content128":"This is a public device and/or I don't plan on using this device to access my accounts in the future.","Content129":"Note: In the future, if we don't recognize the computer you're using to log on, we'll ask you to answer one of your security questions so you can access your accounts.","Content130":"Set up your security questions","Content131":"First security question","Content132":"Second security question","Content133":"Third security question","Content134":"Enter your answer","Content135":"<strong>Reenter your answer</strong>","Content136":"Reenter your answer exactly as it's already been entered.","Content137":"Answer: ","Content138":"<h2>Review and submit</h2>","Content139":"If you need to make changes, you can go back and ","Content140":"Review and save your security answers","Content141":"edit your answers","Content142":"Save this device? ","Content143":"Unique and private information: ","Content144":"Formatted correctly: ","Content145":"Comfortable: ","Content146":"<strong>Be careful with people's names.</strong> When using a friend's name as an answer, make sure to use his or her familiar name. That is, if you call your friend \"Jimmy\", don't use \"James\" as your security answer.","Content147":"<strong>Be careful with quirky answers.</strong> Quirky or nonsensical answers could help you stay secure-if you're certain you'll remember them later.","Content148":"<strong>Don't use profanity.</strong>","Content149":"Before taking you to your accounts, we ask that you select and answer three security questions. You'll be asked to answer one of these questions if you log on from a computer or personal device that we don't recognize, or if you perform certain sensitive transactions.","Content150":"Set up your security questions","Content151":"You've successfully logged off","Content152":"We recommend that you close your browser window. Your browser may have retained a memory of the account information viewed during your session.","Content153":"What's next?","Content154":"STAY SAFE ONLINE","Content155":"Learn how Vanguard protects your accounts and how you can safely conduct business online.","Content156":"Temporary password issue","Content157":"Your temporary password has been recognized, but an error has occurred. Use the link below to continue to our logon page and reenter your user name and temporary password.","Content158":"Log in","Content159":"Update your password","Content160":"Check your answers and try again.","Content161":"You may not use your temporary password as your new password. Please enter a new password to continue.","Content162":"Enter a password that is between 6-20 characters, using at least 2 letters and 2 numbers. Do not include spaces. Your new password can't be the same as your old password.<br> You may use most special characters and a combination of uppercase and lowercase letters to help make your password stronger.","Content163":"Log in with your security key","Content164":"We're having trouble connecting with your key","Content165":"STEP 1","Content166":"STEP 2","Content167":"Insert the key into your computer's USB port.","Content168":"You have 2 minutes to tap the key and log in.","Content169":"If you don't have your security key, you can always ","Content170":"request a security code","Content171":"We don't recognize that security key.","Content172":"Your session has timed out.","Content173":"Try inserting your key and tapping again.","Content174":"Security key terms & conditions","Content175":"These Terms and Conditions set forth what you can expect from your use of a Key to access your Vanguard accounts, as well as your and Vanguard's related rights and obligations. As used in these Terms and Conditions, \"Key\" means a security key that supports FIDO U2F specifications and appears on Vanguard's compatibility list.","Content176":"Security Key Series (Yubico)","Content177":"YubiKey 4 Series","Content178":"YubiKey 5 Series (excludes YubiKey 5Ci)","Content179":"This list may be modified from time to time (including to remove a security key previously listed as compatible and/or to add a new security key) in Vanguard's sole discretion. A security key that does not support FIDO U2F specifications and appear on the compatibility list may not be used to access your Vanguard accounts. Please note that, including a security key on the compatibility list does not constitute any representation or warranty that the security key will work as intended in every circumstance or in your particular IT environment, that the security key you purchase will not have defects, or that the security key will be more secure than a security key that does not appear on the list.","Content180":"PLEASE READ CAREFULLY THE FOLLOWING SECURITY KEY SERVICE TERMS AND CONDITIONS (\"TERMS\") BEFORE SIGNING UP FOR THIS SECURITY KEY SERVICE AS OFFERED BY THE VANGUARD GROUP, INC., VANGUARD MARKETING CORPORATION, AND/OR THEIR AFFILIATES (COLLECTIVELY, \"VANGUARD,\" \"WE,\" OR \"US\") (THE \"SERVICE\"). THESE TERMS GOVERN THE SERVICE, INCLUDING ANY UPDATES OR CHANGES THAT WE MIGHT MAKE TO THE SERVICE FROM TIME TO TIME.  NOTHING CONTAINED IN THESE TERMS OF USE IS INTENDED TO MODIFY OR AMEND ANY OTHER WRITTEN AGREEMENT, IF ANY, THAT MAY CURRENTLY BE IN EFFECT BETWEEN YOU AND VANGUARD WITH REGARD TO MATTERS OTHER THAN YOUR USE OF THE SERVICE.  YOUR REGISTRATION FOR AND USE OF THE SERVICE CONSTITUTES YOUR AGREEMENT TO THESE TERMS. IF YOU DO NOT AGREE TO ANY ASPECT OF THESE TERMS, YOU MAY NOT USE THE SERVICE.","Content181":"Vanguard is pleased to offer the ability to use a Key to verify your identity when accessing your accounts online. Please note that use of the Key is intended to provide an additional layer of authentication that makes it more difficult for a third party to gain unauthorized access to your accounts, but use of the Key does not guarantee that such unauthorized access will not occur. Neither the Key nor any other security technology, policy, procedure or practice (or any combination thereof) is 100% effective. You agree that nothing in these Terms nor any written or oral statement by Vanguard (or any employee, representative or agent of Vanguard) shall be construed to be a representation, warranty or promise that your account, data or information will be secure.","Content182":"Vanguard may make modifications, deletions and/or additions to these Terms (\"Changes\") at any time. Changes will be effective: (i) thirty (30) days after Vanguard provides notice of the Changes, whether such notice is provided through the Vanguard website user interface, is sent to the e-mail address associated with your account or otherwise; or (ii) when you opt-in or otherwise expressly agree to the Changes or a new version of these Terms incorporating the Changes, whichever comes first. Without limiting the foregoing, Vanguard reserves the right to condition the availability of new features or functionality on agreement to additional terms applicable to such new features or functionality.","Content183":"How do Keys work?","Content184":"In order to access your Vanguard account, you must insert your registered Key into your computer's USB port and enter your user name and password. This is intended to provide an additional level of protection because you must physically have the Key in your possession and your Key uses encryption that will only work with a website that it is supposed to work with.","Content185":"How do I sign up?","Content186":"In order to use the Service, you are required to first sign up for our Security Code service. Your Security Code acts as a back-up method to accessing your accounts in the event you lose your Key or do not have it with you. After you sign up for the Security Code service, you may register your Key. You must have your Security Key available. Select \"Continue\" to begin a brief step-by-step process to register your Key. Please note that you may need to first verify your identity using a security code.","Content187":"We may add additional ways for you to sign up for the Service or Service features in the future. Please check back for updates.","Content188":"What charges apply?","Content189":"Vanguard does not have a separate charge for this Service. However, if you choose to use the Service, then you must purchase a key that supports FIDO U2F specifications and appears on Vanguard's compatibility list.","Content190":"What if I have questions or need help?","Content191":"Please contact Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188.","Content192":"What if I want to disconnect my Key from my Vanguard account(s)?","Content193":"You may disconnect your Key from your Vanguard account(s) by contacting Vanguard directly. For personal investors, call 800-962-5209. For employer-sponsored plan participants, call 800-523-1188. Using your security code, you may also disconnect your Key by visiting the security key maintenance area at vanguard.com and selecting \"Delete key.\"","Content194":"What if my Key is lost or stolen?","Content195":"If your Key is lost or stolen, then please promptly contact Vanguard, so that we can disconnect that Key from your Vanguard account(s). For personal investors, call 877-662-7447. For employer-sponsored plan participants, call 800-523-1188. Using your security code for authentication, you may also disconnect your Key by visiting the security key maintenance area at vanguard.com and selecting \"Delete key.\"","Content196":"Additional Terms and Conditions","Content197":"You acknowledge, represent, and agree to the following:","Content198":"Your Vanguard account(s)","Content199":"You are authorized to access the account(s) and financial information that may be accessed or disseminated via the Service.","Content200":"You will check your account(s) frequently and promptly review all information that Vanguard sends you regarding your account(s), and you will contact Vanguard immediately if you become aware of any suspicious or unauthorized conduct concerning the Service or your account(s).","Content201":"Your Information","Content202":"All information you provide to us in connection with the Service is accurate, current, and complete, and you have the right to provide such information to us for the purpose of using the Service.","Content203":"You understand that use of the Service may involve the transmission of information to you that may be considered personal financial information. You consent to the transmission of such personal financial information by electronic means.","Content204":"Your Key","Content205":"You are responsible for purchasing a Key that is compatible with the Service. You acknowledge that Vanguard does not design, manufacture or sell Keys and shall not be liable for any defect or deficiency of any kind with respect thereto, including without limitation any security defect. Any problems with the functioning or security of your Key should be addressed to the manufacturer. You assume all risk for the use of, or any inability to use, your Key. You understand that you are solely responsible for minimizing security risks, for example, by keeping your Key under your physical control. By way of further example, you should not share your credentials (user name and password) with anyone.","Content206":"Use of the Key requires you to have compatible hardware and software, including use of a compatible web browser to access your accounts. However, even if your system meets these requirements, aspects of your particular computing environment (such as, without limitation, installation and configuration of firewall and other security software) may adversely impact your ability to use your Key to access your Vanguard accounts.  You acknowledge that Vanguard has no obligation or liability with respect to any such adverse impact, including without limitation any obligation to provide technical support.","Content207":"Applicable Laws, Venue and Personal Jurisdiction","Content208":"Your Key is subject to all applicable import and export laws. You are solely responsible for complying with all applicable laws in connection with your Key, including export control laws which may restrict you from taking your Key with you into certain countries.","Content209":"The laws of the Commonwealth of Pennsylvania, United States of America, without regard to principles of conflict of laws, govern these Terms and any dispute that might arise between you and Vanguard related to the Service. If you take legal action relating to these Terms or the Service, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.","Content210":"Termination","Content211":"Vanguard reserves the right to terminate this Service, in whole or in part, at any time for any reason without notice.","Content212":"Intellectual Property","Content213":"Content published through the Service may contain references to marks, products, services, processes, technology, patented or copyrighted materials, or other forms of intellectual property to which either Vanguard or a third-party owns the rights. However, no section of the present Terms may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to any third-party. In addition, no section of the present Terms may be interpreted as authorizing a license or any other right with respect to any content which constitutes intellectual property belonging to Vanguard.","Content214":"Warranty Disclaimer","Content215":"YOUR USE OF THIS SERVICE IS PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SERVICE; (II) USE OF THE SERVICE; (III) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SERVICE; AND (IV) THE RESULTS OF THE USE OF THE SERVICE. FURTHER, VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE OR THE SERVICE. EXCEPT AS PROVIDED BY LAW, NEITHER VANGUARD NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR THROUGH THE SERVICE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.","Content216":"Liability and Indemnity","Content217":"YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, KEY OR OTHER EQUIPMENT, LOSS OF DATA OR UNAUTHORIZED ACCESS TO DATA THAT RESULTS FROM USE OF YOUR KEY, AS WELL AS FOR LOSS OR DAMAGE OF ANY KIND RESULTING FROM YOUR KEY BEING LOST OR STOLEN. NEITHER VANGUARD NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SERVICE, EVEN IF VANGUARD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES SHALL VANGUARD OR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS OR VENDORS BE LIABLE TO YOU IN CONNECTION WITH USE OF OR INABILITY TO USE MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED VIA THE SERVICE, OR ANY OTHER MATTER RELATING TO THIS SERVICE, IN EXCESS OF FIFTY U.S. DOLLARS IN THE AGGREGATE.  SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.","Content218":"You hereby agree to indemnify and hold harmless Vanguard and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and any third-party information providers and vendors upon demand from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, demanded of or incurred by such Vanguard parties in connection with any claim by a third-party (including any intellectual property claim) arising out of (i) your improper use of the Service, (ii) your violation of these Terms or of any applicable law, or (iii) the infringement, misappropriation, or violation by you, or other individual using your Key, password, computer, or other access device, of any intellectual property, privacy or other right of any person. You further agree that you will cooperate fully in the defense of any such claims. Vanguard reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of Vanguard.","Content219":"View a list of supported web browsers","Content220":"Web browsers that support security keys","Content221":"Google Chrome version 41 or newer","Content222":"We don't recognize the device you're using to access your account. Please answer this security question to enable the submit button.","Content223":"Please enter a response.","Content224":"Vanguard passwords are between 6-20 characters and contain at least 2 numbers, 2 letters, and zero spaces.","Content225":"Insert key","Content226":"Tap key","Content227":"Enter the most recent code below. For help, call 877‑662‑7447 M-F, 8 a.m. to 8 p.m., ET.","Content228":"request a new code.","Content229":"Next","Content230":"Reminder: Answers are not case-sensitive.","Content231":"CONTACT NAME","Content232":"If you're a retail client and you know your account type, try one of these numbers.","Content233":"If you're an institutional client, one of these numbers may help.","Content234":"M-F<br>9 a.m. to 5 p.m. ET","Content235":" Your account may have been migrated to our new site","Content236":"Vanguard","Content237":"800-950-0053","Content238":"Yes","Content239":"No","Content240":"Ensure your security questions are:","Content241":"Some helpful tips:","Content242":"Review answers","Content243":"All Vanguard passwords must contain at least:","Content244":"Temporary password","Content245":"New password","Content246":"Confirm new password","Content247":"Question: ","Content248":"Save","Content249":"Your new password entries don't match","Content250":"Register your account","Content251":"To finish logging in, you'll need to","Content252":" re-enroll in online account access","Content253":"Because you previously requested to restrict access to only recognized devices, we're unable to log you in at this time. Try again from a different device.","Content254":"For security purposes, we recommend closing your browser window.","Content255":"Log in to vanguard.com","Content256":"Your session has expired","Content257":"You can always","Content258":"log back in.","Content259":"Security Question 1","Content260":"Security Question 2","Content261":"Security Question 3","Content262":"This password doesn't meet our security standards. Check our guidelines and try again.","Content263":"Passwords don't match.","Content264":"Try again or ","Content265":"Please ","Content266":"refresh the page ","Content267":"to try again.","Content268":"Please","Content269":"COVID-19 alerts and mail service interruptions","Content270":"Due to COVID-19, the United States Postal Service and other carriers have temporarily suspended mail service to various international jurisdictions. Vanguard is currently unable to deliver certain account or holdings-related communications to those jurisdictions. You can sign up for electronic delivery of mail communications after you ","Content271":"log in.","Content272":".","Content273":"","Content274":"AVAILABLE HOURS","Content275":"CONTACT NUMBER","Content276":"Vanguard Client Services","Content277":"M-F<br>8 a.m. to 8 p.m. ET","Content278":"877-662-7447","Content279":"Vanguard Brokerage Services","Content280":"M-F<br>8 a.m. to 8 p.m. ET","Content281":"800-992-8327","Content282":"Vanguard Annuity &<br>Insurance Services","Content283":"M-F<br>8 a.m. to 8 p.m. ET","Content284":"800-992-8327","Content285":"Vanguard Participant Services","Content286":"M-F<br>8:30 a.m. to 8 p.m. ET","Content287":"800-523-1188","Content288":"here","Content289":"For your security, we are running a few additional checks behind the scenes. This can take up to 30 seconds, and you may need to enter your credentials again. Thank you for your patience.","Content290":"Do not refresh this page","Content291":"","Content292":"","Content293":"","Content294":"","Content295":"","Content296":"","Content297":"","Content298":"","Content299":"","Content300":"","Content301":"","Content302":"","Content303":"","Content304":"request a security code","Content305":"to finish logging in.","Content306":"VMC Statement of Financial Condition-unaudited (June 30, 2021)","Content307":"VMC Statement of Financial Condition-audited (December 31, 2020)","Content308":"Firefox version 67 or newer","Content309":"Microsoft Edge version 79 or newer","Content310":"Although it may be unintentional, Vanguard does not accept answers that could be construed as offensive or inappropriate.","Content311":"We're sorry, you can't request any more security codes.","Content312":"Enter the most recent code sent to ","Content313":"Your password change was successful.","Content314":"Head back to vanguard.com to log in with your new password.","Content315":"Return to login","Content316":"Let's verify it's you","Content317":"We need to verify your identity before you can access your account.","Content318":"Vanguard app","Content319":"Open your app to approve this activity on your mobile device","Content320":"Send me a code instead","Content321":"Security code","Content322":"We'll text or call you with a security code.","Content323":"Login stopped","Content324":"This login request wasn't approved.","Content325":"If this was a mistake, you can try again and choose a<br>different verification method.","Content326":"Open your Vanguard app","Content327":"We'll automatically take you to your accounts once you've</br> confirmed this login attempt.","Content328":"Try again","Content329":"Enter username and password to enable the submit button.","Content330":"Enter the security code to enable the next button.","Content331":"Enter both temporary and new passwords to enable the next button.","Content332":"contact Vanguard support.","Content333":"https://support.vanguard.com/","Content334":"Security keys cannot be used with this browser","Content335":"Please use Google Chrome (version 41 or newer) or Firefox (version 67 or newer) to log in with your security key. If these are not available to you,","Content336":"log on with a security code","Content337":"Six-digit security code (required)","Content338":"Verify","Content339":"Remember this device? (required)","Content340":"Primary phone","Content341":"Secondary phone","Content342":"Submit","Content343":"Please select a response","Content344":"Question","Content345":"8 characters","Content346":"1 uppercase and 1 lowercase letter","Content347":" 2 numbers","Content348":"Your password can't contain spaces.","Content349":"Loading...","Content350":"Hide","Content351":"Show","Content352":". Your code expires in 10 minutes.","Content353":"Change phone","Content354":"Check your recovery phone","Content355":"New code sent","Content356":"Sending...","Content357":" below. For help, call (877) 662-7447. For TTY/TDD, call (800) 749-7273. We're available M-F, 8 AM to 8 PM, ET.","Content358":"Let's upgrade you","Content359":"We're enhancing your account security with FIDO2 specifications. All existing keys need to register with the upgraded service or deactivate by <b>September 20th</b>. It only takes a minute to enroll your key(s) now to maintain your account access.","Content360":"Upgrade now","Content361":"Remind me later","Content362":"We now offer enhanced account security with FIDO2. We contacted you to enroll your security key(s) with the new system but must have missed you.","Content363":"Action required for your security key","Content364":"We now offer enhanced account security with FIDO2. To continue using your security key(s), you need to enroll the key(s) with the new system.","Content365":"Enroll now","Content366":"Before you enroll your security key, let's confirm it's you. ","Content367":"I've lost my key","Content368":"Welcome back!","Content369":"Don't get locked out of your account.","Content370":"Your primary phone number might change if your phone is lost, stolen, or broken.","Content371":"Adding a recovery number - a secondary number where you can receive security codes - can help prevent you from getting locked out of your account, even if you lose access to your primary number.","Content372":"A recovery phone could be another cell phone or a landline if you have one. It must be readily accessible to you if you lose access to your primary phone.","Content373":"Add recovery phone","Content374":"Go to my account","Content375":"Yes, skip security codes when you recognize me.","Content376":"No, prompt me with security codes every time I log in.","Content377":"Please note there are a multitude of factors that contribute to your recognition, including but not limited to device, browser, and location.","Content378":"Remember me? (required)","Content379":"Browser didn't pop up automatically?","Content380":"Relaunch.","Content381":"We don't recognize the device you're using to access your account. Please answer this security question to finishing logging in.","Content382":"Please note: Answers are not case-sensitive. All fields are required.","Content383":"Yes, skip security questions when you recognize me.","Content384":"No, prompt me with security questions every time I log in.","Content385":"Remember me?","Content386":"Which number should we send your code to?","Content387":"We are going to send a one-time security code to your phone. Choose the number easiest for you to access.","Content388":"Why am I receiving a security code?","Content389":"There are two reasons you can receive security codes:","Content390":"We noticed something different about this login that requires additional verification, or","Content391":"You've asked us to secure your account with codes each time you log in.","Content392":"Once you are logged in, you can update your phone numbers and security code settings in your <strong>Profile & Account Settings.</strong>","Content393":"How would you like to receive your code?","Content394":"Back","Content395":"Text","Content396":"Call","Content397":"We are going to send you a temporary code for security.","Content398":"We sent a code to ","Content399":". Your code expires in 10 minutes.","Content400":" Code delivery times may vary by carrier. If you still haven't received your code in 1-2 minutes, resend a code below.","Content401":"We are calling ","Content402":" to tell you the code by voice message","Content403":"Get ready for a phone call with a one-time security code","Content404":"Call ","Content405":" now","Content406":"How would you like to receive your one-time code?","Content407":"Get ready for a text message with a one-time security code","Content408":"Text ","Content409":"You can't request any more security codes.","Content410":"Select, \"Yes, it's me\" on the login request to verify.","Content411":"I don't see this in my app","Content412":"No, prompt me every time I log in.","Content413":"Yes, skip mobile app verification when you recognize me.","Content414":"We need to verify it's you","Content415":"Choose how you want to authenticate.","Content416":"What's this?","Content417":"We want to offer you the authentication option that works best for you. We recommend using our more secure option, the mobile app, to authenticate. The app uses biometrics (facial or thumbprint recognition) to confirm your identity. It's simple and uniquely you!","Content418":"New","Content419":"Verify with the app","Content420":"(Recommended)","Content421":"Verify with a code","Content422":"Let's try a code instead","Content423":"Select <b>continue</b> to verify your identity with a one-time security code. We will send the code to ","Content424":"Choose a device","Content425":"We recognize that you have our app on multiple devices. Which of these would you like to authenticate on?","Content426":"Last used:","Content427":"Yes, skip mobile app verification when you recognize me.","Content428":"Close your browser windows.","Content429":"To log in, close out all Vanguard browser tabs and windows and try again.","Content430":"We don't recognize this computer or device.","Content431":"Log in to your retirement plan","Content432":"Log in to the Personal Investor site","Content433":"Not yet enrolled in a plan? ","Content434":"Enroll now","Content435":"If you have a username and password for another Vanguard account, use that to log in to your retirement plan.","Content436":"Not a personal investor? ","Content437":"Find your login page","Content438":"Your answer can’t be the same for multiple questions","Content439":"Your answer can't include any part of your username or password","Content440":"Reset your password","Content441":"For your ongoing protection, we regularly run security checks on your account. In an abundance of caution, we are requiring you to reset your password before logging in.","Content448":" For individuals with speech or hearing limitations, please utilize relay service, video relay service, and/or 711 to call us.","Content449":"Call us at 877-662-7447 to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content450":" 1 special character","Content451":"For security purposes, we recommend you close your app and try again.","Content452":"Our website is undergoing maintenance","Content453":"We appreciate your patience while our website undergoes scheduled maintenance and is temporarily unavailable.","Content454":"Close your app and visit investor.vanguard.com to set up online access.","Content455":"Call us at","Content456":" to access your account. We're available Monday through Friday, 8 a.m. to 8 p.m., Eastern Time.","Content457":"Your answers should be information that only you know and can’t be found on the internet or social media. In fact, your answers don’t even need to be true, as long as you remember them.","Content458":"Choose questions you are comfortable answering over the phone when you call us.","Content459":"Avoid special characters, double spaces, and any part of your username or password. And don’t worry, your answers are not case-sensitive.","Content460":"We noticed you haven’t created a username or password yet. No problem, we’re taking you to set up online access to your account now."}}}}}